Money Matters with Val

Money Matters with Val

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Comments Oct 24, 2011  |   Money Matters with Val
Should I Refinance My Car Loan?

Should I Refinance My Car Loan?

Hi, Val, I received an offer from my bank to refinance my car.  What things should I consider?   Again it comes down to your goals.  Look at refinancing to save interest but keep the remaining term or less than the remaining term.  For instance if your current interest rate is 5.9% and you have ...

Comments Sep 1, 2011  |   Money Matters with Val
What Should I Do With My 401K?

What Should I Do With My 401K?

Q:  The economy seems to be very unsettled again.  Do you think I should take my money out of retirement and put into cds and IRA roths?  Or keep it where it is and hope it settles down?   Val:  You will only actually realize a loss on your retirement accounts if you liquidate them.  ...

Comments Jan 15, 2011  |   Money Matters with Val
4 Simple Steps to Achieving Your Goals

4 Simple Steps to Achieving Your Goals

1) Set a goal. The goal should be attainable and measurable. For instance, “I want to pay off debt this year” is not a goal that can be measured properly. Make your goal very specific with a time line attached, such as, ” I will put $100 from each paycheck towards my Visa bill so ...

Comments Nov 2, 2010  |   Money Matters with Val
With Every Hardship Comes Growth

With Every Hardship Comes Growth

As a loan officer, I look at people’s financial situations all day long. I have watched people become successful homeowners and watched people, unfortunately, lose their homes. In this month where we reflect on what we are thankful for, I am thankful for an economy where many of us have learned some difficult financial lessons ...

Val has recently joined the staff of Best Life Ministries as an expert speaker on finances. Val graduated from Bethel University witha BA in Business Administration and Finance, and completed graduate studies through the University of Minnesota Carlson School. She has worked in the finance arena for 23 years and currently provides financial consultation as a Financial Analyst. Val likes to encourage women to get back to the simple basics of understanding money.

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