Money Matters with Val

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Money Matters With Valerie McKay:  Money Lessons for Kids

Money Matters With Valerie McKay:  Money Lessons for Kids

        Unfortunately our schools lack curriculum in basic money management skills.  It is important that we teach our children how to manage their finances from a young age, so they develop habits to become fiscally responsible adults.  Although some of us were not taught these skills when we were children, it is […]

Staying Safe in the Cyber World

Staying Safe in the Cyber World

Money Matters with Val A couple years ago, I received a letter from the FBI stating that my identity had been stolen along with thousands of others.  They had caught the criminals and they were awaiting prosecution, but the letter recommended that I did several things to make sure my identity was not being used […]

Comments Off on Should I Refinance My Car Loan? Best Life . . .Lifelines
Should I Refinance My Car Loan?

Should I Refinance My Car Loan?

Hi, Val, I received an offer from my bank to refinance my car.  What things should I consider? Again it comes down to your goals.  Look at refinancing to save interest but keep the remaining term or less than the remaining term.  For instance if your current interest rate is 5.9% and you have 36 […]

Comments Off on 4 Simple Steps to Achieving Your Goals Money Matters with Val
4 Simple Steps to Achieving Your Goals

4 Simple Steps to Achieving Your Goals

1) Set a goal. The goal should be attainable and measurable. For instance, “I want to pay off debt this year” is not a goal that can be measured properly. Make your goal very specific with a time line attached, such as, ” I will put $100 from each paycheck towards my Visa bill so […]